GraduateSmart
GraduateSmart
Advises on 401(k)/IRA design, Social Security claiming, and pension distributions. Common role at insurance firms and RIAs.
$49,990
Lower reported wage
$102,140
Median
$239,200+
Upper reported wage
Annual U.S. salaries. Actual pay varies by location, employer, and experience. The lower and upper figures do not represent starting and senior salaries.
The + marks a legacy BLS reporting threshold: the upper wage is at least $239,200, not an exact maximum.

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Create free account →This guide follows client advice; employer-plan administration has different duties and requirements. [1]
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U.S. career guide. Program, employer, and state requirements can differ.
Wages reconciled to BLS OEWS May 2024 for SOC 13-2052 (Personal Financial Advisors): A_PCT10-A_PCT90 = $49,990-$239,200, median $102,140.
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Compare tuition after aid, required supplies and exams, travel, and any unpaid training time for the route you choose.
Planning questions: request a written estimate from each program or sponsor. A total cost has not been verified here.
A related major can be preparation; it does not by itself qualify you for the career.
Direct foundation; add supervised advising and role-specific credentials. [1]
Help clients evaluate retirement goals, income options, and plan choices. [1]
Advisory firms, financial institutions, and retirement-service providers. [1]
Usually full time; client availability may require evening appointments. [1]
Long-term uncertainty and personal goals require clear explanations. [1]
Experience may lead to senior adviser or retirement-services management. [1]
These are possible directions. Promotion timing and pay depend on the role and employer.